American Modern Seasonal Insurance

Product Offering

American Modern offers a vary comprehensive product offering of DP-3, DP-1, and Commercial Form ISO products. The Commercial Form ISO product is intended for schedules of 10 or more habitational properties. They also offer a number of unique additional coverage, such as Full Repair Cost, Agreed Value Modified Replacement Cost, Builder’s Risk Renovation Coverage, and Burglary Coverage for vacant properties. Online rating, new application upload, as well as online policy access is available.

Key Points

  • Replacement cost
    – Available 80 years or newer (Vacant & Tenant Occupied)
    – Value up to $500k tenant occupied or up to $1 Million (Seasonal or Vacant)
    ** Limits vary by state


  • Vacant Under Renovation


  • Full Repair Endorsement


  • ACV Market Value
    – Value $300k (Owner, Tenant, and Seasonal Occupancy) or $1 Million (Vacant Occupancy)


  • Fuses OK (No Knob & Tube)


  • No Age Limit

Available In- OH, IL, IN, KY

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