American Modern offers a very flexible homeowners program. The unendorsed policy forms offers basic coverage. It may be endorse to add additional perils, as well as theft, earthquake, water backup and personal property replacement cost coverages, among others.
Property values as low as $40,000 may be insured and as many as three claims may be considered. Actual Cash Value, Replacement Cost, and Full Repair Cost property valuations are available.
Program is admitted and direct bill, offering many billing options, including credit card payment and mortgagee bill.
- Market value with option for RCV
- All Protection Classes
- Single or two-family
- No Age Restrictions