Aegis Dwelling Fire Insurance

Insurance for Rental Properties

Aegis General offers Dwelling Fire insurance products for lower-valued but well-maintained Rental Properties throughout the United States on both DP-1 (ACV) and DP-3 (RC) policy forms.

  • Value – Up to $500,000 TIV
  • Schedule – Up to 12 locations on one property
  • Short-Term Rental coverage available
  • Replacement Cost on homes as old as 1900
  • Prior Claims – One prior loss will not make the risk ineligible
  • Premises Liability available
  • Dog Breeds – All are acceptable
  • Basic & Special forms

*Individual product coverages, limitations, and exclusions vary by state.

Insurance for Vacant Property

As specialists in the habitational market, Aegis General provides protection for vacant structures. As an insurance producer, you may have clients who flip vacant homes, are in between tenancy, or are in the midst of settling an estate.

  • Value – Up to $500,000 TIV, depending on geography
  • DP1 Coverage Form with Market value/purchase price Valuation
  • Single-family residential dwellings
  • Vacant manufactured homes accepted
  • Undergoing renovations
  • Age of Home – All are acceptable
  • Protection Class – All are acceptable
  • In the Name of an Estate, Trust, or LLC For sale
  • Terms – 3, 6 or 12 months
  • Prior Claims – One prior loss will not make the risk ineligible
  • Deductible options from $500
  • Vandalism & Malicious Mischief coverage available

Insurance for Seasonal Homes

Aegis General offers insurance products for Seasonal / Secondary Homes throughout the United States.

  • Value – Up to $500,000 TIV
  • Occasional Rental coverage available
  • Supplemental Heating
  • Dog breeds – All are acceptable
  • Premises Liability available
  • Protection Class – All are acceptable
  • Golf Cart coverage available
  • Manufactured Home or Dwelling Fire forms available

*Individual product coverages, limitations, and exclusions vary by state.

Available In- OH, IL, IN, KY, WV