Boat & Personal Watercraft Insurance

American Modern Boat Insurance

Offered through American Modern Insurance Group, this program is intended to appeal to a very broad offering of watercraft and operators.

The coverage sweet spot, where we are most competitive, is for experienced operators age 50 and older, all personal watercraft, bass boats up to 90 mph + all other boats up to 60 mph, and boat values of $100,000 and less.

This Program Offers:

  • A Broad program offering coverage for all boat types (up to 64′ in length for most, and up to 125’for in-land houseboats). All personal watercraft, and up to 4 passenger capacity .
  • Boats and PWC’s of any age.
  • Boats values up to $500,000 can be considered.
  • Boat type classifications, including Air-boats, Bass Boats, Cruisers, Houseboats, Hovercraft, Pontoons, Runabouts, Sailboats, Ski Boats, Personal Watercraft.
  • Liability-only policies.
  • Can consider operators with as many as 6 minor violations in last 3 years or a combination of 1 major + 1 minor violation.


Available In- OH, IL, IN, KY

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