Tower Hill Dwelling Fire Insurance

Product Offering

Tower Hill offers comprehensive DP-3 and DP-1 products, each with unique advantages.


DP-3 Key Points:


  • Replacement Cost Settlement
  • Building Limits: 
    • Up to $500k (Rental, Seasonal)
    • Up to $1 Million (DP-3 Vacant)
  • Up to 80 Years of Age
  • Short-Term Rentals (Airbnb/HomeAway)
  • All Protection Classes

DP-1 Key Points:


  • ACV Settlement
  • Building Limits: Up to $500k
  • Older Homes, Lower Value
  • Short-Term Rentals
  • Builder’s Risk/ Renovation
  • All Protection Classes
  • No Age Restrictions


Available In – OH, IN, & IL (Coming Soon to KY)

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