10+ Insurance

10+ Product Offering

Intended for property investors with schedules of 10 or more dwellings, this program offers ISO Commercial form coverage and pricing. Program highlights include:

  • Schedule multiple rental properties onto one policy, with one bill and one renewal date. Offers simplified management of a portfolio’s insurance, a benefit that increases in value as the number of properties increases.
  • 1-6 family dwelling units. Condos and Mobile Homes are also acceptable. Vacant, Seasonal, Mixed Use (Commercial and Habitational Dwellings in same property) are also acceptable, as is Vacant Land.
  • Minimum of 10 properties qualifies, with no maximum number of properties. All properties issued on one policy, with one premium bill. The program is also admitted and direct bill, with premium payment options, including credit card and EFT.
  • Special, Broad, & Basic Coverage is available with the unique option to mix and match occupancy, coverages and settlement options on the same schedule. Replacement Coat and Actual Cash Value settlement options.
  • Property limits up to $1 Million for a single dwelling. Liability limit options available up to $1 Million ($2 Million Aggregate). Deductibles from $500 – $25,000.
  • Competitive pricing with standard carriers.
  • Properties submitted in this program should be in good to excellent condition and will be properly valued, at either Replacement Cost or Actual Cash Value (no market values).

MVP Product Offering

  • This program also schedules multiple rental properties onto one policy, with one bill and one renewal date.
  • Market Value settlement option available in addition to Replacement Cost and Actual Cash Value
  • This program is non-admitted – applicable taxes and surcharges apply
  • No-Coinsurance option is the featured benefit of the program
  • 1-12 family dwelling units. Condos, Vacant, Seasonal, Mixed Use (Commercial and Habitational Dwellings in same property) are also acceptable, as is Vacant Land.
  • Minimum of 5 properties qualifies, with no maximum number of properties. All properties issued on one policy, with one premium bill.
  • Special, Broad, & Basic Coverage is available with the unique option to mix and match occupancy, coverages and settlement options on the same schedule.
  • Property limits up to $1 Million for a single dwelling. Liability limit options available up to $1 Million ($2 Million Aggregate). Deductibles from $500 – $25,000.
  • More flexible underwriting than standard carriers
  • Agency Bill, with options for Annual Billing or Monthly Reporting/Invoicing

Questions

If you have questions please contact our office or contact the program administrator at jslocomb@sugroup.net

Available In – OH, IL, IN, KY